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Last year, the popularity of social networks reached astonishing heights. All over the world, it seemed that everyone suddenly decided to join one social network or another. While it all seems innocuous on the surface, there are some financial implications of joining these networks. Maybe you’ve thought about these, but in case you haven’t, let me point some out. Your chances of landing a job may be affected. In a bad way, is what I mean. I am sure you have heard of people ...


EmergencyFundWe all know this: everyone should have some sort of savings account or an emergency fund. After all, we never really know what can happen in the future, and having a stash that can be used in case of emergency is always a useful thing. However, knowing it and actually putting it into practice are two very different things. If you do not have an emergency fund, there is no reason to dillydally. Here’s how to get started. First, set goals. That is, how much should ...


project2_socket If there was ever a time to tighten the belt, it is now. While some people are experiencing an upturn in their finances, a lot are still trying to find ways to make ends meet. Even those who are experiencing better days will still appreciate ways to cut back on recurring costs. Let’s look at some simple ways to save money with regard to household expenses. Trust me, they work! UNPLUG. My husband has the habit of leaving his devices on standby mode. He doesn’t like ...


cash-wad Who does not want to gain financial security? In these times, financial security is something that we all seek for. Fortunately, there are ways and means by which we can achieve a certain degree of security. Here are some rules that are tried and tested. Live by them and find yourself on the road to financial security. Rely on cash I believe – and many experts will concur – that learning to rely on the credit card is one reason that many people today find themselves mired deep in ...


In the current global recession, for many people, shopping is a bitter sweet experience. At once an enjoyable and nail biting activity, shopping for recreation has once again become an issue as families struggle with month to month finances. Here are five tips to have fun shopping while still being responsible. 1. Only buy what you set out for One of the best tips we can give you is to identify what you are going shopping for before you leave the house. Don't just go shopping for shopping's sake because this will cause you to buy things your family does not need. Instead, have a list and stick to it.


  While we try our very best to stick to the budget rules we've set, there's ALWAYS that single thing that busts a small hole in our pockets.  Soon enough, that small hole expands to a greater flush of the 'ole buckeroos down the drain.  I'll list down some of my personal budget busters as a self-excersise in identifying them.  I hope these would also help you with yours.  Identifying them is the first step to freedom folks! :)  And a great way to make a list of what to avoid when you hit the malls or ...


The milkmaid... No, this is not another edition in the series of Halloween excitement here at Froodee. However, this article can be scary if you find yourself counting the last few pennies in your pocket. It was way back in elementary when I first heard her story. My uncle had given me a collection of Aesop's Fables and one of the stories that struck me was the tale of "The Milkmaid and Her Pail." Of course, back then, I was more fascinated with the illustrations rather than the story itself. If you haven't read the story, drop by ...


Based on what a group of business leaders have discussed in a recent gathering, a comprehensive reform in the tax system is the most effective solution to the problem of tax avoidance. According to a recently conducted comprehensive study on tax avoidance, the Institute of Directors (IoD) has signified its advocacy for the redesign of the entire tax system in order to remove the current artificial boundaries between things that are considered as close commercial substitutes. The employers’ organisation has been insisting that a swift action on the problem is absolutely needed what with taxpayers getting more and ...


A large majority of entrepreneurs are calling for single flat rate to replace Britain’s tax regime, which business owners said is outdated. According to a study done by business advisor Tenon, seventy-five per cent of company directors said that they back the adoption of a single flat tax in the UK as a replacement to the incumbent system and its many fees. Only 18 per cent of business owners said that they were happy with what the government is offering, while more than seven in 10 felt that it has become too complicated. Company formation and ...


Many start-up businesses will now have an easier time getting access to finance as changes to a government loan scheme has resulted in the expansion of the eligibility although the access to young businesses have been limited. Based on the new rules, applicants to the Department of Trade and Industry’s Small Firms Loan Guarantee may now qualify for a loan with an annual turnover of up to £5.6m.

But the new rules will also limit the funding to businesses under five years old as a way of boosting the growth rate of start-up businesses and young firms. ...




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  • Travel


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    How To Create Your Own Disaster Emergency Kit

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