While summer can be the fun-filled time of the year IT CAN also be a huge debt trap.  Every year, Americans splurge on summer expenses like trips, hotels, summer clothing, gears, and gadgets. Oh and all those have-nots that people just "need" to make summer extra perfect. Every mall will hand out "special deals" to hook you in and splurge all the more.  The wise person will and must take one step back (even more) to weigh and assess their needs and wants for a fun-filled summer. Let me list down usual debt triggers ...

Summer danger

  I've read at iVillage that summer is the most dangerous time of the year.  I'm still dumbfounded by the info that 2,000 kids DIE during summertime, caused by injuries (that could have been avoided) from summer events.  Crazy isn't it?  Sad, but true! That is why parents (like us) should take that extra pre-cautionary step in securing every summer activity.  We have to take into account safety issues.  As they always say "an ounce of prevention is worth a pound of cure".  Believe you me... a hospital's emergency room should be the last place ...
book-graphic.jpg Are you looking to adopt a new puppy for the family?  Maybe you need a little "sunshine" into your home, a puppy can brighten up your day... even the gloomiest of all.  We've all been told how a dog is man's best friend, and truly they are.  You may even be surprised that these gentle pets can love you unconditionally, great life companion indeed. My UK-based friend, Nicole Mackie, has recently published a fantastic book that can help you through your early puppy days.  I just received my own copy and have ...
Want to go on a shopping splurge without paying even a single cent? You can try this: Print a copy of the Yahoo news page linked in this blog. Now, go to the mall, shop till you drop, and then go to the cashier. Tell the cashier, “You take my breath away with your beauty.” As the stunned cashier asks for your money or your credit card, show her instead the copy of the news page you printed. This is because the news in that page says that “paying people a compliment is as good as paying ...
You probably thought that babies are the happiest people on Earth because they’re innocent and have no sense yet of the many problems inherent in life. I thought so, too. Ah, those innocent angelic faces of babies. They must be the happiest people alive. It turns that this isn’t so. According to the latest research on the subject, the oldest people in society are the happiest of them all. Surprised? You thought that with all their wrinkles, arthritis and all other body pains they’re suffering from, the oldies will sulk their way to their own grave? "The good news is that with ...
If you’re a guy and you can’t remember where you place your wallet, don’t worry, you’re just having a bout of anxiety perhaps or maybe getting older – no big deal. But if you’re a guy and you can’t remember your wife’s birthday, either you have a serious problem with your wife or with your own mind. So, you could either go to a marriage counselor or a doctor, as the case maybe. A new study showed that men are more likely than women to have problems with memory and other thinking skills, symptoms considered to be an early stage ...

I came across this blog post by Gadzooki colleague Jim and I was appalled at how our children are as wired as they are now. Barely in their teens, children now have Friendster accounts, and a myriad of other online accounts. They brandish high-end cellular phones, and for them, the Asus eeePC, or the OLPC, is just another toy. At age 3, my best friend’s niece had beat her computer game scores... And to think my best friend has the IQ of a genius! And yes, she creams me every time at Pinball (think a score of 5M to 1M). Imagine that! But what all this implies to me is something scary, even sinister.
Watching the news on TV or reading it from the papers in any given day, you would inevitably find a story about the extramarital affairs of this and that politician or celebrity. Extramarital affairs are like traffic on rush hours – you can’t escape not seeing or not being with people who are doing it. Indeed, faithful husbands and wives have become rarities. Their pictures and other mementoes could be displayed in a museum someday, with a caption that reads: “This is how mankind used to be.” The scientists say this is not really something outa-this-world. They say only 3 percent ...
Still on the subject of size, I read a recent article saying that short people, particularly men, are more prone to jealousy. And jealousy leads to all sorts of problems. Crimes of passion have mostly been committed due to jealousy. So this “shortness” issue deserves to be in the short list of problems that authorities should tackle since the list of its negative implications to society is not really short. According to the British weekly New Scientist, a study showed that “the more vertically challenged the man, the greater his feelings of jealousy.” But the study did not mention horizontally over-endowed ...

I know that this stretch of Who Moved My Cheese “lessons” may well get to you, because I have FOUR posts dedicated to them, but I just had to make a disclaimer before I give you the Cliff’s Notes of its principles for next week. Cheese, in Who Moved My Cheese, is a metaphor for anything in life that gives security. The book is all about adapting to change. As applied to relationships, there is a danger for people to take it the wrong way. So before I give you the Cliff’s Notes of the Who Moved My Cheese parable, let me explain how its principles could be applied to Moldy Cheese Relationships.
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