For some people can feel like it’s always elusive like you never have any when you really need it. Maybe you get your paycheck and between bills and a few groceries, you end up completely broke. This is probably a more common occurrence than you think.
For those that go through this far too often, it may be time to consider a few things, like getting a different job or a second job. If you need some money right now, and you don’t have time to work for it, here are a few things you can do to try to get the money you need when you need it.
Get A Loan
If you have at least decent credit you might want to consider getting a small personal loan that can help you get past your money slump. Loans can be useful, but they are not a permanent fix. You do need to pay off your loan in a timely manner, or it will add up to more than what you borrowed with the interest rates.
There are loan options for people that don’t have the best credit, but you will probably have a higher interest rate. You could also consider a payday loan. You’ll need to be at your job a certain amount of time and make a certain amount of money each pay period.
You might want to sell something to make the money you need if you have something that is worth enough. If you have the time to wait for the money you could sell movies, books, and electronics on eBay. If you need money faster you could take some of these things to a pawn shop. Do some research if you have something that might be worth some money to make sure you get every penny you can for it.
Ask For An Advance
If you’re a reliable employee and your boss likes you, you might be able to ask for a cash advance. This might help you get through the money issue you’re having. If an advance isn’t going to be enough, and you need something that will last a little longer, you may want to ask your boss for a raise.
You could also try crowdfunding to get the money you need, whether you need a hundred or a couple thousand. Crowdfunding has helped people pay for medical procedures, cover the costs of funerals, and even launch businesses.
They key to a successful crowdfunding campaign is to appeal to the people that are going to donate to your cause. Explain your needs, offer them incentives to donate, and make a video. You then need to share your campaign anywhere and everywhere possible. The more people that see it, the better chances of getting the money you need.