Much of the year is already over, but there is still time to do a little spending. There are a few holidays coming up that demand some spending, though only one of them will have any major spending. As far as major spending goes, interest rates are going to be on the rise this year, or so it looks. It was originally predicted this would happen in June, but now it’s slated for a rise in September.

An interest rate hike means you may want to watch how you do your holiday spending. Instead of putting a bunch of money on your credit card you may want to start saving up now and use cash or debit for any major spending so that you are paying a whole lot extra.

Prepare For Winter

Don’t wait until the snow and ice gets here to start getting ready for winter. Summer is slowly creeping out and if you live in an area that gets a chill you’ll definitely want to start doing a little winter wear shopping. [Read more…]