Having good credit is an important thing for many reasons. Good credit can open up many doors in your life, just like having bad credit can shut a lot of doors for you. Fixing bad credit is kind of like losing weight; you didn’t get in debt over night so you’re not going to get a quick fix either.

Debt relief comes over time, and only if you stay motivated to get your debts paid off. Your credit score will fluctuate from time to time as you work to pay off your debts. And, a lot of those debts won’t just automatically come off of your credit report; that too will take time. [Read more…]