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5 Smart Financial Perspectives

April 10, 2017 By Olivia M

Sometimes it’s more effective to be smart about money than it is to be rich. I mean, nobody is going to argue that being rich automatically makes you happy or successful, or that being happy and successful are going to make you rich. But at the very least, if you choose smart financial perspectives as the groundwork for some of your life, chances are you’ll move toward self-actualization more readily than otherwise.

And five of these perspectives could be listed as understanding that credit cards are good, knowing that you can live cash-only if you want, keeping a savings account, learning about interest rates, and paying attention so that you live within your means at any given segment in your life. [Read more…]

Prevention Is the Key For Staying Out of Debt

April 8, 2017 By Olivia M

Once you’re in debt, it can be a real bear to get out of it. That’s why, from the most practical of standpoints, your best bet to be debt free, is to never get into debt in the first place. And it sounds so very simple on paper. But it’s the details and circumstances that will often get you in the end, and then digging out of the hole becomes a supreme effort.

So, a few hints for preventing debt in the first place include staying away from snowballs, learning your cash-only lesson, using loans as a last option, living within your means, and always making sure that you keep a savings account. [Read more…]

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