With Thanksgiving over we’re heading off to more season of spending.  Christmas by far is the most expensive season ever.  We’ve all seen the Black Friday rush… boy, you wait for the Christmas rush… it’ll be huge.  Starting with Christmas decors, people these days are spending a lot of cash on pre-Christmas, Christmas and post-Christmas items.  If you want your wallets to survive… or your credit cards to breath between swipes, let me share with you a few items that I personally found helpful.

Tip 1 : make a budget list, and check it twice – AVOID impulse buying… sit down, think it over and actually make a list you will swear by to follow.  If you suddenly have an “urge” to get something off-list, make a promise to wait 20 minutes, walk around the mall.  See if you forget it or see if you can walk away from it.

Tip 2 : do your research – honestly.  There are many ways to save.  Stores have pre-Christmas coupons so make sure you get the Sunday papers to hunt for them.  If someone is passing out flyers, get them.  There may be a great deal in those too.

Tip 3 : shop co-op – shop with someone, you get to cover more ground PLUS you have a buddy to pull you away just in case the temptation is too great.

More tips to come tomorrow… hang in there! :)

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