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Check the papers

June 6, 2023 By Jim

 

Let me give you a quick holiday tip.  It’s about 2 weeks before Christmas and you all who LOVE to do the holiday rush resulting in higher blood pressure… do yourself a favor this time and let your fingers do the walking.  ALL stores these days print out holiday sale coupons and full blown brochure ads on national and local papers and magazine.  You’d do yourself a real favor if you start collecting these, because just like the Black Friday sale, stores would like you to come to them to shop for everything with them.

I’ve been doing this lately and check this out… I’m ready to purchase an inflatable bed for US$6 (twin size) and $19.99 (queen size) at Walgreens. That Nerf gun my nephew has been craving for was out of my list before due to the $35 tag… but it’s gone down to $15 BECAUSE I AM READING THE PAPERS and clipping those coupons out.

I’ve clipped a sample coupon above as an example.  Grab a local or community newspaper/magazine.  There’s lots of them there.  Start clipping away and SAVE!

Coupons… everywhere!

June 5, 2023 By Jim

 

Currently in central US to visit friends and relatives from this side of the States.  One thing I’ve noticed is that their mailbox is no different from ours back home.  It is also full of “junk mail” and mail that nearby stores, restaurants and specialty shops send. 

What would we do without shopping coupons! 🙂

I like the fact that it does save money for the home.  Some even going as far as 40% off the list price.  Not a bad idea to get those scissors out and start cutting away what’s interesting.

It does require time to sift through them, and if your the typical person who’s gotten everything plan 2 weeks in advance, this may not be for you.  But spare a few minutes a week just browsing through your coupon file and you just might save hundreds of dollars from regular purchases by the year-end.

All for now, I’m off to the grocery, money and ten coupons on hand! haha.

Eyes down for a bargain

June 5, 2023 By Jim

 

Before taking off to the grocery this week, read on.  Most, if not all, grocery/shops put the cheaper options at the bottom of the shelf.  The more expensive ones, or the ones where the most mark-up is, is at eye-level… within your quick notice and easy access.  Manufacturers invest on these prime eye-level spots because they know a lot of people do not look down for a bargain.  Notice that the big names have blocked in those prime spots the whole year thru.

The percentage difference may not be that noticable, but a 20 cents from a product to another 20 cents there… and a 30 cent difference does sure make it up close to a dollar.  You’d be surprised at the money you save.  Say by looking down you save about 2-3 dollars a week, multiply that by 52 and that’s a hefty US$150/year.  Not bad at all.

It is wise to know all these little saving areas available to you everyday.  By practicing frugality in these small areas you are making a great savings habit.  Try it sometime, dare to look down.

Ten myths about career planning

June 5, 2023 By Jim

 

With global unemployment on the rise, economy on the down spiral trend and lifestyle just pushing you way up the comfort level, people are now trying to be very careful at choosing the right career.  It is wise to begin with the end in mind, but most of us need to be guided in choosing the right career for us.  There are just too many myths that try to blur fact from fiction.  Well meaning friends and relatives would be the most likely source.  Let me tell you what the top ten myths are to date:

#1 Choosing a career is simple
#2 A career counselor can tell me what occupation to pick
#3 I can’t make a living from my hobby
#4 I should choose a career from a “Best Careers” list
#5 Making a lot of money will make me happy
#6 Once I choose a career I’ll be stuck in it forever
#7 If I change careers my skills will go to waste
#8 If my best friend (or sister, uncle, or neighbor) is happy in a particular field, I will be too
#9 All I have to do is pick an occupation… Things will fall into place after that
#10 There’s very little I can do to learn about an occupation without actually working in it

Avoid believing any of those listed above.  It would be in your best interest to be wary of these things so you can make your first career step, the RIGHT step.  Let me give you the top ten steps in choosing the RIGHT career.

#1 Begin with your values.
#2 Identify your skills and talents.
#3 Identify your preferences.
#4 Experiment.
#5 In your first job, opt for experience first, money second.
#6 Aim for a job in which you can become 110% committed.
#7 Build your lifestyle around your income, not your expectations.
#8 Invest five percent of your time, energy, and money into furthering your career.
#9 Be willing to change and adapt.
#10 Become broadly literate.

The Java Log

June 5, 2023 By Jim

I think nothing says “Go Green” more than a product that saves the greens we have left on earth.  I’ve seen this JavaLog while watching Discovery Channel tonight.  I am very impressed.  This product alone must have saved millions of acres of trees.  Sure, everyone needs to warm up and enjoy the crackling fire by the fireplace during chippy winter nights.  One just needs to remind himself that everytime he throws a 5 lbs. log into the fire, it contributes to the environment… whatever left we have of it.

Java-Log is the most innovative, funky new fireplace item that has quickly become the people’s choice firelog including even Ellen Degeneres’. It offers a wonderful solution to the much detested chemical smell associated often with other firelogs since Java-Log has No Chemical Smell, contributes positively to several environmental concerns and burns beautifully, hassle free. We have Java-fans all over North America who daily thank us for such a great product. Below are just some reasons fans everywhere choose Java-Log as their preferred firelog.

Better/Brighter Flames – most natural flame; coffee has 25% more energy than wood and 3x the flame per unit of energy

No Chemical Odor/ Better Scent – has “NO CHEMICAL SMELL”, some people claim to smell a faint sweet aroma!

Reduced Emissions – Java-Logs produce significantly fewer emissions than firewood

We all need to pause to think about what we do to make life comfortable for us… and think ahead if what we do for this diminishes our future chances to keep it up.  Does it?  We need to re-think how we use and sometimes abuse mother earth.  And the Java Log is a great step to consider using from here on.

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