Let me give you a quick holiday tip.  It’s about 2 weeks before Christmas and you all who LOVE to do the holiday rush resulting in higher blood pressure… do yourself a favor this time and let your fingers do the walking.  ALL stores these days print out holiday sale coupons and full blown brochure ads on national and local papers and magazine.  You’d do yourself a real favor if you start collecting these, because just like the Black Friday sale, stores would like you to come to them to shop for everything with them.

I’ve been doing this lately and check this out… I’m ready to purchase an inflatable bed for US$6 (twin size) and $19.99 (queen size) at Walgreens. That Nerf gun my nephew has been craving for was out of my list before due to the $35 tag… but it’s gone down to $15 BECAUSE I AM READING THE PAPERS and clipping those coupons out.

I’ve clipped a sample coupon above as an example.  Grab a local or community newspaper/magazine.  There’s lots of them there.  Start clipping away and SAVE!

 

Currently in central US to visit friends and relatives from this side of the States.  One thing I’ve noticed is that their mailbox is no different from ours back home.  It is also full of “junk mail” and mail that nearby stores, restaurants and specialty shops send. 

What would we do without shopping coupons! 🙂

I like the fact that it does save money for the home.  Some even going as far as 40% off the list price.  Not a bad idea to get those scissors out and start cutting away what’s interesting.

It does require time to sift through them, and if your the typical person who’s gotten everything plan 2 weeks in advance, this may not be for you.  But spare a few minutes a week just browsing through your coupon file and you just might save hundreds of dollars from regular purchases by the year-end.

All for now, I’m off to the grocery, money and ten coupons on hand! haha.

 

With global unemployment on the rise, economy on the down spiral trend and lifestyle just pushing you way up the comfort level, people are now trying to be very careful at choosing the right career.  It is wise to begin with the end in mind, but most of us need to be guided in choosing the right career for us.  There are just too many myths that try to blur fact from fiction.  Well meaning friends and relatives would be the most likely source.  Let me tell you what the top ten myths are to date:

#1 Choosing a career is simple
#2 A career counselor can tell me what occupation to pick
#3 I can’t make a living from my hobby
#4 I should choose a career from a “Best Careers” list
#5 Making a lot of money will make me happy
#6 Once I choose a career I’ll be stuck in it forever
#7 If I change careers my skills will go to waste
#8 If my best friend (or sister, uncle, or neighbor) is happy in a particular field, I will be too
#9 All I have to do is pick an occupation… Things will fall into place after that
#10 There’s very little I can do to learn about an occupation without actually working in it

Avoid believing any of those listed above.  It would be in your best interest to be wary of these things so you can make your first career step, the RIGHT step.  Let me give you the top ten steps in choosing the RIGHT career.

#1 Begin with your values.
#2 Identify your skills and talents.
#3 Identify your preferences.
#4 Experiment.
#5 In your first job, opt for experience first, money second.
#6 Aim for a job in which you can become 110% committed.
#7 Build your lifestyle around your income, not your expectations.
#8 Invest five percent of your time, energy, and money into furthering your career.
#9 Be willing to change and adapt.
#10 Become broadly literate.