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Should You Buy or Rent?

September 8, 2023 By Teresa

After finishing college, you stayed at home for a couple more years. This gave you an opportunity to start saving up a sizeable amount of cash. But lately, you have started thinking that it might be nice to get a place of your own. Living with Mom and Dad was great while it lasted; however, having your own home would provide you with more privacy and freedom. While looking around through Houston rentals, you begin to wonder if it would not simply be better to buy your own home instead.

You did save up enough money for a sizeable down payment. But is a fifteen to thirty-year mortgage really something you are ready to commit to paying off? Whether you should rent or buy is an age-old dilemma for a lot of young adults looking to strike out on their own for the first time. It is a fork in the road that is riddled with uncertainty, no matter which way you choose to go; yet, it is a question you will need to answer for yourself soon. One reason is because you are not the only one looking for more privacy and freedom. Your parents would like to enjoy these things too, and your dad has hinted at wanting to turn your old room into an office. [Read more…]

Rent Out a Space in Your Home and Make Money

September 8, 2023 By Teresa

rent a home space
For most people, working for a company or running a business are major ways to earn a steady income. But did you know that you can actually earn extra money from a space in your own home? It’s not about running a home office or business but utilizing the extra space in your house for somebody else.

The idea is to rent out an extra room in your house or rent out your second residential property for tourists on vacation in your locality. This concept has given so many people additional money that allowed them to travel to their dream destinations.

There are listing sites on the internet such as airbnb.com that cater to this and for those who worry about security issues, the sites take care of that, being a third party. The tourist or renter just registers on the site and pays for the fees and the owner of the home gets paid right away.
[Read more…]

What is Landlord Insurance?

September 8, 2023 By Mel

LANDLORD'S HELPERS
LANDLORD’S HELPERS (Photo credit: spike55151)

Landlord insurance is an insurance product that not a lot of people know about mainly because it is a a specialized kind of insurance that only a particular segment of society can avail. But if you are planning on investing in property that includes apartments or any property that would involve getting tenants then you should know what landlord insurance is.

Landlord insurance is a type of insurance that you get if you own property that you rent to tenants. This type of insurance is what you get if standard house insurance is not enough to meet your needs. [Read more…]

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