Celebrities are imperfectly humans and as such, they are not exempted from experiencing physical and emotional pain that ordinary folks go through. No matter how much they take care of themselves or find ways to protect themselves, accidents are bound to happen. And so you hear news and stories about actors and actresses, young and old, getting injured even while performing their work.
These celebrities are just so fortunate they can afford to insure themselves and specifically certain parts of their body. In the event they get injured, they not only get to claim millions of dollars in insurance but they can also claim damages in the millions with the help of a good personal injury lawyer.